Thursday, 24 July 2014

How the Toronto Public Library Saved me more than $500 in the last year.

Since I started blogging last October, I have written 4 articles of services offered by the Toronto Public Library that are above beyond borrowings books and using reference materials.

Here is a list of my previous articles:



In discussion with my wife one night, I started doing the back of the envelope calculation and I was shocked to realize it was getting over $500.  All it cost me was a few minutes one day getting a library card, and a few minutes here and there on the computer.  It takes me about a minute more to take out an Ebook from the library then to buy it on my Kobo.  Also, there is getting up early on Saturday morning occasionally to get MAP passes; but I don't regret because we end up getting a lot more done from being up early.  Finding something on Hoopla is no different than using NetFlix, you just have a lot less selection.  As for the physical copies of magazines, going digital was cheaper and saving clutter around the house. Same with books, as my shelves are already cramped and I seldom read a book twice.


The Math:


This is what it would have cost us if we paid for these services today.  Admissions are for two adults.

$56 - Zoo Passes
$48 - Casa Loma
$30 - Black Creek Pioneer Village
$30 - Textile Museum
$147 - The Economist Digital Magazine Subscription
$45 - The Hockey News Digital Annual Subscription
$38 - Mental_Floss Magazine Subscription
$45 - Annual On-Line Subscription to Consumers Reports
---
$439 Total Savings

+ now I read Rolling Stone, Men's Health, Maxim and Esquire magazine regularly for free
+ now I watch 2 or 3 movies/TV shows a month for free from Hoopla
+ now I read an ebook every quarter from the Library rather than buy one from Indigo.

Rough math for each:


$136 = $9.99 per month for basic subscription to NextIssue * 12 + HST (They don't have Economist, THN or Mental_Floss available like the Toronto Public Library)
$50 = From Itunes movies and shows can be watched starting from $2.99 an episode.  Netflix is a far better service for Movies/TV and Hoopla does not replace that.  I think an arbitrary value for this service is $50 to me.
$80 = Hard to value, but I typically read non fiction best sellers and would buy them hardcover on sale. Roughly, $20 a book * 4 books = $80.00
---
$266 in further savings.

This is for an approximate grand total of $705.00.

That is a fair amount and again unlike giving up your daily latte or brown bagging your lunch, this is a saving that does not take the little joys out of life.  In fact with more breadth from magazines and the ability to not worry about reading majority of articles is priceless.  The Economist magazine for the cost always made me feel guilty that I was not getting my money's worth and this created needless stress for me.


Accept the Library Challenge:


I have done my own math and I'm practicing it.  I feel no guilt as we pay Toronto Property Taxes of about $3K a year, so why should you?  Tell me if going digital from the Library worked for you?


Comments? Thoughts? Suggestions? Offended by being part of the 'great unwashed?' Please share below.  

Shake It Up - Blue and White Style

Well it has been a few weeks since the draft, buy-out season and of course silly season.  The latter saw more than $600 million committed in guaranteed NHL contracts signed.  This is my first blog on the Leafs since they hired Brendan Shanahan as Leafs President on April 11, 2014 and the Leafs dreadful last few weeks of the season.

Hiring of a Stats Wonk! 


The Leafs have just hired a boy wonder named Kyle Dubas, who was the youngest General Manager in OHL history. He created a rag-tag team of volunteers to track advanced stats of the Sault-Ste-Marie Greyhounds and this resulted (working with Coach Sheldon Keefe) an improvement from 47% to 57% in puck possession.  The improvement has led to finishing atop of the West Conference in the OHL Standings during the last regular season. Although, they lost to the Erie Otters in 4 straight in the second round of the play-offs.

Brendan Shanahan and Kyle Dubas (Hiring Press Conference)


Some Quick Leafs Facts by the Numbers:


FYI - These stars are for free from NHL.com:

  • 2014 Shots Allowed Against Goal 2,945 or (30th in the League)
  • 2014 Shot on Opposing Team net 2,290 (25th in the League)
  • 655 negative shot differential or the opposing team out shot the Leafs 7.98 shot a game. (30th in the League.)
  • 2014 Penalty Kill 78.4% or (28th in the League)
  • 2014 Short Handed Goals Against total 12th (29th in the League)
  • 2014 Face-off percentage 48.3% or (24th in the League)
You don't need a PHD in statistics to realize that finishing in the bottom quartile of defensive stats in the league is going to result in a disappointing season.  So, what can do Dubas do?

Well he can probably challenge the coaching staff to better utilize players in varying situations at both the Marlies and Leafs level.  He also can probably identify which players are better with and without the puck,   But, is that the answer? NO.

You don't Need to be a Stats Genius!


Dubas might be able to make a small difference in the standings with the player personnel in the organization by identifying the better farm talent and giving the coaching staff better situational analysis.  It doesn't address the fundamental overall skills level in the Leafs organization.  The Leafs lack a #1 Center and a #1 or a second #2 defensemen.  True #1 defenseman are the rarest commodity and if you have two number #2's you are still better than the majority of teams.  

First lets address the #1 Center - the Leafs have not had a bonafide #1 since Mats Sundin's retirement 2007-08 season and then for majority of those seasons the Leafs did not have a genuine top winger.  Now, the Leafs have Phil Kessel a top 5 Right Winger without that true Center. In fact they may have two top 
wingers with James van Riemsdyk emergence last season as a 30 goal scorer.   At this time the Leafs do not have a center that is projected to be better than a third line center in their system.  Frederik Gauthier who the Leafs drafted #1 - 15th overall in 2013 has not shown a substantial improvement in his final season of Jr to warrant this or Peter Holland who they traded for with the Anaheim Ducks.  Nazem Kadri who was much higher draft pick (1st round - 9th overall 2009) -  has not shown the prowess at face-offs nor the ability to be defensively sound to be a #1 or #2 center.  He is probably best utilized as a second line Right Winger.

The answer here is either the Leafs hit a home-rum with highly skilled William Nylander (1st round -8th overall) or Brendan Shanahan works his charm and lures Steve Stamkos to Toronto in 2016 from his close friend Steve Yzerman.  Both are long-shots... Tampa will likely throw $10+ million a season at him and are the better team on paper right now.  Also, why would Stamkos want the pressure cooker of Toronto media for a team that is not close to Stanley Cup contention. If Shanahan can work his charm on the best unrestricted free agents that would be great.... but NHL teams have consistently signed their top players to long-term contracts the last few years.

Phaneuf is a talented player and is an NHL number #2 defencemen, but he is clearly better when not playing beyond 21 minutes a night and makes more mistakes.  You can not play at top form, play against the other team's top talent and not have a great defensive partner. Frankly, I was surprised when the Leafs traded Carl Gunnarsson for Roman Polak of the St. Louis Blues.  They got a right-handed shot which the Leafs only had in Franson.  Other than that it seems a wash in skill, as both had similar contract, are the same age and talent. There is a case for optimism here with the Leafs having Morgan Rielly who played well in his debut season for a defenesmen and who could be a legitimate #2 and play for Team Canada at the Olympics.  He's young and people outside of Leafs Nation think highly of him.  It is going to take him another few seasons to learn the game and push Phaneuf down the depth chart.

Also previously I had argued that the Leafs try to trade up and get Aaron Ekblad or #2 or #3 overall pick to get a Center.  Since none of the top picks moved, I can think that none of the GM's made a worthy offer. So, what can Dubas do?  You need elite talent to win.  

Well maybe he can remind Brendan Shanahan that the majority of Superstar and Star players are drafted in the first few picks of the annual draft.  Maybe, he can point out that you can find mediocre players for under $2 million rather than for $5 million.  Why spend to the Cap.... try some 'Moneypuck.'  Why not just tank the Leafs in 2014 for a shot at Connor McDavid or Jack Eichel who are both likely going to be NHL Superstars.  Baseball has wins above replacement, maybe the Leafs should have players better than pylons.

Final Thoughts:


The Leafs hiring a Stats Genius is not going to bring the Toronto Maple Leafs to the promise land of an NHL Stanley Cup.  You need to have the talent an as LA, Pittsburgh, Boston, Detroit and Chicago the last few season has proved it is a combination of drafting talent and developing them. It is a lot easier having a couple of top picks to get things moving towards success and then you get some players ready to re-sign for less or join your team at a discount.  Shanahan please use your past success and charm to placate the fools who expect you to turn it around in one season.  Bottom-out and let the kids from the farm have opportunities.  Try not to spend for a change and give the Leafs some room under the Cap by avoiding more Clarkson like commitments.  Then when the Leafs have enough young talent than try to lure in those complimentary players and then I can watch the Leafs without a paper bag over my head.

Comments? Thoughts? Suggestions?  I don't really watch the Leafs with a paper bag over my head.  I just only watch a dozen of 82 or so games. I'm not a masochist. How many do you watch?